Although the health insurance system is quite similar all around the world, when talking about France you should consider informing yourself early enough about the implication of this process. It might seem something extremely easy to obtain, but in reality without the help of a specialist it can place you in a quite difficult situation. A lot of papers and signatures are required and if you are not careful you can end up without a Carte Vitale, which grants you access to medical care. Here’s what you need to know regarding this matter:
It depends on the situation
You can’t risk not having a Carte Vitale because you will never know when you’ll need a few days off considering medical concerns. There are unexpected situations when you actually need to leave work such as getting suddenly sick, suffering from a disease that requires retirement or simply a maternity leave. There are declarations that you need to fill in each time you happen to be in any of the aforementioned situations. You can find more about them online, provided by services such as déclarer arret 93 where you can get information about requests for unforeseen situations. Knowing more about this topic will keep you prepared for anything you might encounter. Don’t hesitate to contact a specialist and ask all the questions you’d like to ask.
Pros and cons of the system
Every health care system has its issues and the most efficient way to avoid any inconveniences is to get your health insurance on point. You don’t need to be worried about costs because the French healthcare offers government-set fees, so you won’t have trouble paying for a simple consultation from time to time this representing a major pro (be aware you do need insurance for enjoying this service). You don’t necessarily need to be employed in order to benefit from public healthcare, meaning that all legal residents are part of the system. One of the cons would be the fact that foreigners can’t get their insurance until they have reached minimum three months of residence, private health insurance being the single option they have.
As a French health insurance owner you have the opportunity to test several times in preventative medical examination, which means you don’t need to be worried about your health because you can’t afford an appointment. A Carte Vitale assures free medical exams. You don’t need a specifically referred doctor, but instead you can choose your own médecin traitant by simply completing some documents.
To sum it up, it is not worth it at all to avoid health insurance in France, firstly because it will cost you a lot more to pay extra for appointments in the private field and secondly because you won’t have to plan ahead and struggle with all the necessary searching and settling because a Carte Vitale does that for you. Don’t risk it and just go for insurance – you have nothing to lose, but only to gain from it.